With premiums attached directly to payroll, exact payments are calculated and sent to the carrier each pay period.
This flexible approach ensures you only pay for what you use.
Payroll Solutions
Pay-as-you-go workers' comp insurance
Eliminate big premium deposits, reduce audit risk, and improve your cash flow with pay-as-you-go workers' comp insurance.
Pay-as-you-go improves your cash flow:
Pay-as-you-go workers' comp insurance is the way to go
Workers' Comp is coverage for your employees AND coverage for business. But it shouldn’t cost you an arm and a leg.
With our Connected Payroll model, we seamlessly integrate your plan with our payroll, giving you the ability to pay as you go.
Better Cash Flow
Replace one large payment with smaller payments every time you run payroll.
Reduced Audit Surprise
Since your premium is based on payroll wages, you don’t have to worry about random audit exposure.
Automated Payments
Automatically collect your premiums each period so you can stay focused on running your business.
Eliminated Future Down Payments
Take care of your down payments right away and avoid future costs for your business.
Secured Money-Saving Premiums
Your insurance premium is based on each payroll period – that means your premium will adjust if you add/lose employees or have a slow week during your off season.
Stronger Broker Connections
Stay connected to the right expert at the right time. If you have a broker, we’ll work with them. If you need a broker, we’ll match you with one.
What does pay-as-you-go workers' comp insurance cost?
While costs vary state to state, your Workers’ Comp premiums are based on three main factors:
- Job Classification: Whether you’re a mechanic or a dog groomer, your job will be classified by the risk associated with your line of work. The higher the risk, the higher the costs.
- Total Wages Paid: The is set at a specific rate dependent on job classification.
- Experience Modification Rate (EMR): Calculated based on past workers’ comp claims and dependent on industry. Higher claims mean higher expenses.
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